I should've just started sooner...

I've been an employee for 10 years in the same company and I realized, I've very little to show for it. The money I have in the bank certainly doesn't show it. I'm afraid that if I don't do something about my situation, I'll have the same realizations after another decade.

Though admittedly I was very irresponsible with money. I only saved what's left of my salary instead of saving first. I splurged on wants instead of just buying what I need. I've gambled every so often even when I knew it was not the prudent thing to do. I probably haven't learned to deal with most of the bad habits I've picked up along the way.

Nonetheless, I can't waste any more time. I have to start now if I'm going to be young and strong enough to enjoy the fruits later on. Or perhaps, I need to start early enough so there's still time in case I fail and have to start over and rebuild.