Lesson 1: Just jump

I've often toyed with the idea of having my own business. But every time I think about it, reality kicks in and I remember that 1) I don't have enough extra money to start a business and 2) I don't have any idea how to start and run a business.

These reasons stop me from moving forward and doing or trying what I really want to do. The problem is that I've been hiding behind these reasons for more than a few years and I'm no closer to solving any of them now than before.

So I decided that I need to do something about them. So without consulting anyone, I applied for a personal loan from a bank. It was probably one of the most compulsive major decision I've done in a long time. But I believe it was worth it. After my loan was approved, it put the right amount of pressure for us to get things done and to bring us closer to having the business realized. I will need to pay for the monthly amortization and I found that the real reason that stopped me from being an entrepreneur was procrastination and not the reasons I earlier stated. This time, we were forced to act.